Payment method token
A payment method token is a string representing sensitive payment method credentials and customer data.
Primer provides Universal Checkout, our all-in-one Checkout SDK, to securely capture payment method data while fully embedded on your site or in your app.
By communicating directly with Primer’s PCI-L1 tokenization service, Universal Checkout transforms sensitive customer data into a secure uniform string called a payment method token.
Universal Checkout generates a payment method token regardless of the customer’s chosen payment method. This enables you to reason about your checkout flow in a unified way.

Payment creation
Our agnostic tokenization service and centralized vault enable you to handle recurring payments, fallbacks, and retries across processors without compromising UX.
No more PSP-specific tokens — now you own your payment data.
Get a payment method token
The Payments API requires a payment method token to create a payment.
You can get a payment method token from:
- Universal Checkout (see Manual Payment Creation)
- Primer’s unified vault (see Save payment methods)