ECI Value | Description | Liability Shift |
---|---|---|
00 | Authentication rejected or could not be attempted (EG information was incorrect, cardholder cancelled the authentication process, the ACS is not able to handle the request) | No liability shift |
01 | Authentication attempted but was not available at the issuer. Instead, the DS stands in, which generates proof the merchant attempted authentication. | Liability shift can sometimes apply |
02 | Authentication successful | Liability shift applies |
ECI Value | Description | Liability Shift |
---|---|---|
05 | Authentication successful | Liability shift applies |
06 | Authentication attempted but was not available at the issuer. Instead, the DS stands in, which generates proof the merchant attempted authentication. | Liability shift can sometimes apply |
07 | Authentication rejected or could not be attempted (EG information was incorrect, cardholder cancelled the authentication process, the ACS is not able to handle the request) | No liability shift |
Status | Description |
---|---|
AUTH_SUCCESS | The payment is successfully authenticated. |
AUTH_FAILED | The authentication was attempted but did not pass the required verification. This could be due to the cardholder failing to provide the correct authentication details or it could also be due to the assessment of the transaction’s risk being deemed too high. The risk evaluation could be based on various factors such as unusual spending patterns, suspicious behaviour, or discrepancies in the provided information. |
SKIPPED | Authentication was attempted but could not be completed due to an error. These errors include technical issues such as system failures and invalid responses from the ACS or DS. |
NOT_PERFORMED | No 3DS authentication was attempted for this payment. |
METHOD | Transitory status for Web only 3DS authentication flows, where the Web SDK retrieves the URL and handles the 3DS Method browser fingerprint. |
CHALLENGE | Transitory status for authentications where a challenge is required and the 3DS challenge flow will be shown to the customer. |
status
error decision type
error decline type
error decline reason
Status | Error Decision Type | Error Decline Type | Error Decline Reason |
---|---|---|---|
Declined | Gateway Rejected | N/A | N/A |
Declined | Issuer Declined | Soft Decline | Authentication Required |
Declined | Issuer Declined | Soft Decline | Do Not Honor |
Declined | Issuer Declined | Soft Decline | Refer to Card Issuer |
Failed | Application Error | N/A | N/A |