Workflows built for how payments should be
We pioneered no-code workflows for payments, giving teams the power to drag and drop your favourite services, apply advanced conditions, experiment and so much more. Build smarter, faster, and scale payments globally without touching code.



Proven. Trusted. Built for Scale.

The engine behind every payment
Built for autonomy
Empower every team to build and adapt payment logic without engineering. Move fast, test freely, and scale with confidence.


Your payments,
unified
See every route, decision, and outcome — no black boxes, no guesswork. Understand exactly how your payments run, every time.


Scale safely,
iterate freely
Workflows don’t just automate payments — they connect the full commerce journey. Flexible, scalable, and ready for whatever you build next.


What Payments teams say
"Workflows are one of my favourite parts of Primer. They give us complete control over how we route payments without needing to call on engineering resources to make changes."

Arminas Šimkus
Payments Product Owner at Eldorado
Endless possibilities, smarter decisions
Experiment freely
Run A/B tests across processors or 3DS strategies, see which performs better by region, and automatically route traffic to the winner.

Automate disputes
When a dispute occurs, trigger instant refunds and send real-time updates to merchants and teams in Slack.

Stay ahead of fraud
Detect and freeze suspicious transactions automatically, while notifying your fraud team in Slack for immediate action.

FAQs
Does Primer offer a Headless Checkout?
Yes, Primer offers a Headless Checkout option. The Headless version of Primer’s Universal Checkout provides more customization and control over the checkout experience, offering greater flexibility and enabling faster design changes while ensuring that Universal Checkout captures sensitive PCI card data or other form data.
Is Universal Checkout a payment gateway?
No. Universal Checkout isn’t a payment gateway. Primer isn’t involved in the flow of funds. Instead, we integrate with payment gateways to route payment instructions to them and vice versa.
Is Universal Checkout optimized for online and mobile checkouts?
Universal Checkout is designed to work flawlessly on all devices. Our solution is engineered with cutting-edge SDKs tailored for various platforms, including web, mobile, and React Native. This ensures that regardless of the device your customers use, they'll enjoy a smooth and intuitive checkout process every time.
Can I use Universal Checkout as a checkout builder?
Certainly. Whether you opt for our drop-in solution or the headless option, Universal Checkout equips you with intelligent tools to craft a checkout experience explicitly tailored to your business needs. With Universal Checkout, you can design and customize every aspect of the process, ensuring a seamless and branded experience for your customers.
What is a Payment API?
A Payment API is a set of protocols, tools, and definitions that enable all parties involved in the payment flow to communicate. It serves as a bridge between merchants, customers, and financial institutions, facilitating secure and seamless transactions in various digital environments.
Explore the Accept Suite
You’ve seen what
can do.
Now imagine what you could.







