ACH (Automated Clearing House) is a bank transfer method for the US market, used for direct debits and credit transfers. It is commonly integrated by subscription services, utilities, and B2B platforms requiring low-cost recurring payments.

ACH enables merchants to reduce card fees and offer an alternative for customers preferring to pay via bank accounts. Settlement takes 2–4 days, and there’s limited chargeback risk.

ACH is only available for USD.

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