> ## Documentation Index
> Fetch the complete documentation index at: https://primer.io/docs/llms.txt
> Use this file to discover all available pages before exploring further.

# Klarna

> Let customers securely make payments using Klarna on your website or mobile application.

Klarna is a global BNPL provider offering Pay in 3, Pay Later, and financing options. It operates in Europe, North America, and Australia with strong adoption in fashion, beauty, and electronics. Merchants get paid upfront, while Klarna manages instalment collection, credit risk, and customer communication.

## Integrate Klarna

Choose your preferred method below to get started.

<CardGroup>
  <Card title="Integrate Klarna directly" href="/connections/payment-methods/klarna/direct-integration">
    Learn how to integrate Klarna payments directly as your payment method.
  </Card>

  <Card title="Integrate Klarna via Adyen">
    Integration guide is not available yet.
  </Card>
</CardGroup>