> ## Documentation Index
> Fetch the complete documentation index at: https://primer.io/docs/llms.txt
> Use this file to discover all available pages before exploring further.

# SCT (Pay by IBAN) via 1Point6

> Let customers pay using SEPA Credit Transfer (Pay by IBAN) via 1Point6 on your website or mobile application.

SCT via 1Point6 enables payments via SEPA Credit Transfer, where the customer initiates a bank transfer using their IBAN. EUR only, targeted at the French market.

<Note>
  SCT does **not** support refunds. SEPA Credit Transfer is one-directional — no reversal mechanism exists via 1Point6.
</Note>

| One-Off Payment | Refund | Recurring | Cancel |
| - | - | - | - |
| ✓ | x | x | x |

## Get started with SCT via 1Point6

### Before you begin

If this is your first payment method, make sure to follow the [Get started guide](/docs/get-started/overview) to begin processing payments with Primer.

### Configure in the Dashboard

1. **Add 1Point6 to your Dashboard**\
   Go to the [Connections](/docs/connections/payment-methods) section of the Dashboard and look for `1Point6`. Follow the instructions to connect your 1Point6 account to your Primer Dashboard.

2. **Activate SCT via 1Point6 on the Checkout**\
   Go to the [Checkout](/docs/checkout) section of the Dashboard and activate the SCT (Pay by IBAN) payment method.

3. **Configure a Workflow to process payments made with SCT**\
   Go to [Workflows](/docs/workflows), set up the **Authorization** step to process APMs. No need to add **Capture**. Finish the workflow with a **Continue payment flow** action.

### Prepare the client session

SCT via 1Point6 leverages the following parameters to process a payment. Pass them when creating the client session.

| Parameter Name | Required | Description |
| - | - | - |
| `metadata.payin_items` | ✓ | Pre-assembled array of payin items including `amount`, `reference`, `quantity`, `tax_rate`, and `transfers`. Must be assembled by TSPay — Primer's Metadata Mapper cannot produce arrays. |

## Go live

Use production credentials. No additional setup required beyond sandbox.


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